The Underwriting Department establishes appropriate premium rates and administrative fees for customers based on the benefit levels selected. This is achieved through sound pricing, rating techniques, and trend analysis. Underwriting works closely with Sales to recommend benefit options that maintain financial viability for the customer. Underwriting also ensures timely and accurate group setup and maintenance to aid in processing claims accurately and billing customers appropriately.

The Underwriting Manager oversees the Underwriting function which analyzes quotes and existing group accounts to determine competitive pricing for requested benefits through the evaluation of data such as premiums, claims, financial arrangements, and benefit requirements. The Underwriting Manager reviews work produced by the Underwriters to ensure accuracy, consistency, and to provide guidance. The Underwriting Manager also works in partnership with Actuarial Services, Sales, Marketing Communications/Support, Claims/BGA, Group Control, Billing Services, Enrollment Services, Health Management, Healthcare Networks, IT Application Development, Legal and Prime (Pharmacy Benefit Manager (PBM)) to successfully manage Underwriting quotes and renewals.

• Bachelor's Degree
• 3 years of experience in Underwriting, Group Control, Financial Accounting, Internal Audit, etc.
• Excellent computer skills, including experience creating and working with spreadsheets
• Experience prioritizing work and the organizational skills necessary to manage multiple projects and staff
• Excellent interpersonal skills
• Excellent leadership skills
• Experience utilizing a high degree of problem solving and diagnostic skills to develop creative, practical, and cost-effective solutions
• Skills involving negotiation, persuasion, dealing with difficult people and situations, assertiveness, teambuilding, and customer service
• Experience communicating effectively through both oral and written means
• Knowledge of mathematics/statistics, accounting, finance and economics preferred

The work location for this position will be hybrid (onsite/remote). Position is located in Birmingham, AL.

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Blue Cross and Blue Shield of Alabama is an independent licensee of the Blue Cross and Blue Shield Association